Because Minna no Bank Payment is tied to a Japan-only banking operation, the service won’t be available to customers outside Japan. Still, it’s a clear example of how storefronts can engineer resilient workarounds to sudden, broad takedown pressure or restrictive payment policies.
Automaton explains the mechanism: users can pay DLsite directly by linking their Minna no Ginko bank account to a viviON account ID, removing the need for conventional intermediaries.
It’s easy to envision Western platforms adopting similar approaches—either by partnering with smaller banks, launching dedicated payment arms, or integrating alternative rails—if major card networks continue enforcing wide-reaching content restrictions.
Valve has also acknowledged links between bank and card company pressure and Steam’s decision to limit PayPal support to only six currencies, a move that has fueled an ongoing debate about moderation and deplatforming for NSFW content.
Source: gamesradar.com
